ITI Balanced Advantage Fund (IDCW)

22-Oct-2026 | 12:00 AM

  • AUM ( Cr) : 320
  • Inception Date : 31-Dec-2019
  • Category : Dynamic Asset Allocation Fund or Balanced Advantage Fund

Key Parameters

TypeOPEN ENDEDMinimum Investment ()5000
52-Week High/Low(rupee)12.7787 (20-Nov-2025) / 11.2804 (22-Oct-2026) Incremental Investment () 1000
Entry LoadNilBenchmarkNifty 50 Hybrid Composite Debt 50:50 Index TRI
Exit Load10% of the units allotted may be redeemed without any exit load, on or before completion of 3 months from the date of allotment of units. 0.50% if redeemed or switched out on or before completion of 3 months from the date of allotment of units Nil, if redeemed or switched out after completion of 3 months from the date of allotment of units.Value of (rupee) 1,00,000 since inception112,804
Fund ManagerNilay DalalExpense Ratio(%)3.25

Portfolio Indicators

Portfolio P/E 32.90 times Portfolio P/B 5.33 times
Average Maturity 0.22 years Yield To Maturity 5.47 %
Modified Duration 0.2 years Turnover Ratio (%) 4.59

Risk Factors

Jenson's Alpha 2.07 Standard Deviation 2.36
Beta 0.52 Sharpe 0.19
R-Squared 0.86 Treynor Factor -0.04

Company Top 5 Holdings

Company Asset Quantity Holdings (%)
HDFC Bank Equity 195709 4.33
Reliance Industr Equity 114813 4.26
Net CA & Others Net CA & Others 0 3.25
ICICI Bank Equity 76311 3.15
Power Fin.Corpn. Corporate Debts 1000000 3.15

Sector Top 5 Holdings

Sector Quantity Holdings (%)
Banks 3,756,797.00 23.11
Pharmaceuticals 260,215.00 11.26
IT - Software 441,789.00 6.99
Finance 269,312.00 6.29
Refineries 114,813.00 5.72

Performance

Scheme Name Return(%)
YTD
Return(%)
3 Months
Return(%)
6 Months
Return(%)
1 Year
Return(%)
3 Years
Return(%)
5 Years
Return(%)
10 Years
Return(%)
Inception
ITI Balanced Advantage Fund (IDCW) -9.05 -4.72 -3.97 -8.73 4.77 4.00 NA 4.36

Annual Performance

Year Scheme Return Category Return Benchmark Return Sensex Return AUM (₹)Cr
2026 -9.29 -4.05 NA -14.02 320.20
2025 4.17 5.60 NA 8.55 396.81
2024 12.54 12.57 NA 8.12 388.33
2023 16.85 17.93 NA 18.10 324.66
2022 -3.23 3.64 NA 2.80 516.23

Quarterly Performance

Year Scheme Return Category Return Benchmark Return Sensex Return AUM (₹)Cr
Dec-2025 3.05 2.62 NA 5.23 396.81
Mar-2026 -7.85 -8.16 NA -15.54 347.67
Sep-2026 -1.11 -1.76 NA -5.78 320.20
Jun-2026 4.21 6.21 NA 4.57 355.10

Peer Comparison

Scheme Name AUM (rupee Cr.) Return(%)
1 Year
Return(%)
3 Years
Return(%)
5 Years
Since Inception Inception Date Sharpe Std.Dev.
Nippon India Liquid Fund 40,489.55 6.58 6.46 5.82 6.53 18-Mar-1998 3.35 0.10
JioBlackRock Liquid Fund 8,255.69 6.50 NA NA 6.38 04-Jul-2025 3.95 0.08
Bank of India Liquid Fund 1,874.05 6.42 6.88 6.38 6.67 16-Jul-2008 6.68 0.07
Edelweiss Liquid Fund 11,740.88 6.40 6.83 6.25 6.43 24-Sep-2007 6.39 0.07
DSP Liquid Fund 24,725.51 6.38 6.83 6.31 6.90 23-Nov-2005 6.38 0.07
PGIM India Liquid Fund 1,437.99 6.37 6.81 6.30 7.04 05-Sep-2007 6.19 0.07
UTI-Liquid Fund 27,453.23 6.37 6.63 5.98 6.35 27-Jun-2003 6.20 0.06
Groww Liquid Fund 301.22 6.36 6.83 6.21 6.93 25-Oct-2011 6.32 0.07
Mahindra Manulife Liquid Fund 1,041.44 6.35 6.81 6.32 6.09 04-Jul-2016 6.49 0.07
Union Liquid Fund 5,014.29 6.35 6.81 6.32 6.73 15-Jun-2011 6.47 0.07
Aditya Birla SL Liquid Fund 61,166.55 6.34 6.81 6.31 6.94 30-Mar-2004 6.14 0.07
The Wealth Company Liquid Fund 852.46 6.33 NA NA 6.40 14-Oct-2025 3.64 0.09
LIC MF Liquid Fund 12,871.93 6.33 6.79 6.27 6.88 18-Mar-2002 6.04 0.07
HDFC Liquid Fund 66,295.17 6.33 6.79 6.27 6.80 17-Oct-2000 6.12 0.07
SBI Liquid Fund 77,480.91 6.32 6.75 6.25 6.86 27-Mar-2007 6.08 0.07
Canara Robeco Liquid Fund 5,026.58 6.32 6.81 6.32 6.90 16-Jul-2008 6.16 0.07
HSBC Liquid Fund 23,038.43 6.32 6.80 6.12 6.04 04-Dec-2002 6.21 0.07
Tata Liquid Fund 28,037.43 6.32 6.79 6.27 6.97 06-Sep-2004 6.34 0.07
ICICI Pru Liquid Fund 55,340.45 6.30 6.79 6.27 7.07 17-Nov-2005 6.09 0.07
Baroda BNP Paribas Liquid Fund 12,914.22 6.30 6.74 6.29 6.54 14-Feb-2002 6.24 0.07
Sundaram Liquid Fund 6,727.30 6.29 6.75 6.26 6.44 30-Aug-2004 5.85 0.07
Parag Parikh Liquid Fund 5,228.31 6.28 6.55 6.01 5.45 11-May-2018 5.95 0.06
Kotak Liquid 42,047.28 6.27 6.76 6.25 7.87 04-Nov-2003 6.02 0.07
Mirae Asset Liquid Fund 14,887.03 6.25 6.77 6.28 6.29 13-Jan-2009 6.23 0.07
Bajaj Finserv Liquid Fund 6,862.60 6.25 6.73 NA 6.73 05-Jul-2023 5.97 0.07
Bandhan Liquid Fund 16,269.40 6.24 6.73 6.25 5.58 02-Apr-2004 5.93 0.07
JM Liquid Fund 1,701.37 6.24 6.71 6.24 7.34 31-Dec-1997 6.06 0.07
WhiteOak Capital Liquid Fund 726.60 6.23 6.70 6.12 5.52 17-Jan-2019 5.96 0.07
TRUSTMF Liquid Fund 748.11 6.23 6.68 6.19 5.91 23-Apr-2021 6.01 0.07
Shriram Liquid Fund 547.03 6.15 NA NA 6.27 14-Nov-2024 4.04 0.07
360 ONE Liquid Fund 528.53 6.09 6.60 6.13 6.16 13-Nov-2013 5.70 0.07
ITI Liquid Fund 52.08 5.95 6.48 6.00 5.24 24-Apr-2019 5.60 0.06
AXIS Liquid Fund 53,470.17 5.90 6.33 5.83 6.52 02-Mar-2010 4.45 0.07
Quantum Liquid Fund 542.63 5.88 6.47 6.05 6.70 10-Apr-2006 5.51 0.06
Invesco India Liquid Fund 22,395.05 5.85 6.28 5.76 6.36 17-Nov-2006 4.22 0.07
Motilal Oswal Liquid Fund 1,015.91 5.82 6.32 5.83 5.16 19-Dec-2018 4.92 0.06
Unifi Liquid Fund 20.91 5.74 NA NA 5.84 11-Jun-2025 2.18 0.07
Franklin India Liquid Fund 4,810.57 5.72 6.16 5.64 6.70 29-Apr-1998 3.79 0.07
Quant Liquid Plan 1,148.99 5.71 6.41 6.03 7.33 03-Oct-2005 5.08 0.07
Navi Liquid Fund 81.56 5.67 6.30 6.05 6.91 19-Feb-2010 4.89 0.06
Capitalmind Liquid Fund 123.86 NA NA NA 5.75 28-Nov-2025 3.78 0.09
Abakkus Liquid Fund 617.02 NA NA NA 5.00 12-Dec-2025 2.39 0.07
ASK Liquid Fund 276.39 NA NA NA 0.85 01-Sep-2026 0.00 0.00
Carnelian Liquid Fund 0.00 NA NA NA 0.05 NA NA NA

Asset Allocation

Sector Allocation

NAV Movement

AUM Growth ( Cr.)

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